Plus, given the limited ability to travel this year, the Sapphire Reserve earns 3x points at grocery stores on up to $1,000 per month in purchases through April 2021. Trip cancellation/trip interruption insurance.10x points on Lyft rides through March 2022.Up to $120 in DoorDash credits (up to $60 in credits in 2020 and up to $60 in credits in 2021.
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Complimentary year of DoorDash DashPass membership.Access to Priority Pass airport lounges globally.Up to $300 in statement credit toward travel purchases each account anniversary year (helps offset the hefty annual fee).In the case of the Chase Sapphire Reserve® card, I also get access to: While the monetary value of the points is the most important perk to me and has made using the card well worth it, that's not the only advantage to using a credit card. Then, with the card offering 3 points for every dollar spent on travel (after earning the $300 yearly travel credit) and dining, and 1 point for every dollar spent on everything else at the time, it didn't take me long to earn the additional 50,000+ points as well. I received half of those points through the card's sign-up bonus of 50,000 points after spending $4,000 on purchases in the first three months of account opening at the time. I didn't work that hard to get the points either. It's $1,500 I otherwise wouldn't have had if I'd followed Ramsey's advice. I've been using my Chase Sapphire Reserve® credit card for about two years and have earned over 100,000 Chase Ultimate Rewards points during that time (worth over $1,500 in travel). I've earned over 100,000 points on my Chase Sapphire Reserve Card alone Most recently, I've been using a Chase Sapphire Reserve Card. My first credit card was a cash-back credit card with no annual fee, and it's one that I still have today. Personally, I love credit cards, and I've had more than a few over the years. If you don't know, Ramsey is not a fan of credit cards, and largely advocates against using them at all. There is one thing that I don't see eye to eye on with Ramsey, though, and that's the absolute view that he takes on credit cards. He offers a ton of great advice and is most famous for his seven baby steps to get out of debt and take control of your finances. Ramsey is an icon in the personal finance space, and for good reason. That's when I first heard of Dave Ramsey. I got so interested in personal finance that I actually created my own personal finance website, Just Start Investing. I was investing through a brokerage account in high school and throughout college, but didn't start to dive deep into personal finance until after I got my first full-time job. My interest in personal finance started to grow almost immediately after graduating from college. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our